If you're self-employed, drive for a rideshare app, sell products online, or run a small business out of your home in Florida, tax season can feel like guesswork. Many self-employed Floridians end up overpaying simply because they don't know which deductions they qualify for.

Si ou travay pou tèt ou, ou kondui pou yon app rideshare, ou vann pwodui sou entènèt, oswa ou dirije yon ti biznis lakay ou ann Florid, sezon taks ka santi tankou yon devine. Anpil moun ann Florid ki travay pou tèt yo fini peye twòp tou senpleman paske yo pa konnen ki dediksyon yo kalifye pou yo.

Here are five deductions that get overlooked most often — and that could meaningfully lower what you owe, or increase your refund.

Men senk dediksyon ki pi souvan pa wè — ki ka redui sa ou dwe a anpil, oswa ogmante ranbousman ou.

1. The Home Office Deduction

1. Dediksyon Biwo Lakay

If you use part of your home regularly and exclusively for business — even a corner of a room — you may be able to deduct a portion of your rent or mortgage interest, utilities, insurance, and repairs based on the percentage of your home used for work.

Si ou itilize yon pati nan kay ou regilyèman ak eksklizivman pou biznis — menm yon kwen nan yon chanm — ou ka kapab dediz yon pati nan lwaye ou oswa enterè ipotèk, sèvis piblik, asirans, ak reparasyon baze sou pousantaj kay ou itilize pou travay.

2. Vehicle and Mileage Expenses

2. Depans Machin ak Kilomèt

If you use your car for business — deliveries, client visits, rideshare driving — you can typically deduct either actual vehicle expenses or a standard mileage rate for business miles driven. Keeping a simple mileage log throughout the year makes this deduction far easier to claim accurately.

Si ou itilize machin ou pou biznis — livrezon, vizit kliyan, kondui pou rideshare — ou ka jeneralman dediz swa depans reyèl machin oswa yon to kilomèt estanda pou kilomèt biznis ou kondui. Kenbe yon senp jounal kilomèt pandan tout ane a fè dediksyon sa a pi fasil pou reklame avèk presizyon.

3. Health Insurance Premiums

3. Prim Asirans Sante

Self-employed individuals can often deduct premiums paid for their own health, dental, and qualifying long-term care insurance — even if they don't itemize deductions. This is one of the most overlooked deductions for solo entrepreneurs.

Moun ki travay pou tèt yo ka souvan dediz prim yo peye pou pwòp asirans sante, dantè, ak asirans swen alontèm kalifye — menm si yo pa fè lis dediksyon. Sa a se youn nan dediksyon ki pi souvan pa wè pou antreprenè solo.

4. Retirement Plan Contributions

4. Kontribisyon Plan Retrèt

Contributing to a SEP-IRA, Solo 401(k), or similar self-employed retirement plan does two things at once: it builds your future financial security and reduces your current taxable income — often by a significant amount.

Kontribye nan yon SEP-IRA, Solo 401(k), oswa yon plan retrèt similè pou moun ki travay pou tèt yo fè de bagay alafwa: li bati sekirite finansye fiti ou epi li redui revni taksab aktyèl ou — souvan pa yon kantite enpòtan.

5. Business Use of Phone, Internet, and Software

5. Itilizasyon Biznis Telefòn, Entènèt, ak Lojisyèl

The portion of your phone bill, internet service, and software subscriptions used for business is deductible. If you use an app to track mileage, invoice clients, or manage your shop, that subscription likely counts too.

Pòsyon bòdwo telefòn ou, sèvis entènèt, ak abònman lojisyèl yo itilize pou biznis dediz tibul. Si ou itilize yon app pou swiv kilomèt, fè bòdwo pou kliyan, oswa jere magazen ou, abònman sa a gen anpil chans konte tou.

The biggest mistake self-employed Floridians make isn't a wrong deduction — it's missing ones they were entitled to all along because no one walked them through it. A short review of your situation before you file can catch thousands of dollars in missed deductions.

Pi gwo erè moun ann Florid ki travay pou tèt yo fè se pa yon move dediksyon — se rate dediksyon yo te gen dwa a tout tan paske pèsonn pa t pase atravè li avèk yo. Yon ti revizyon sitiyasyon ou anvan ou depoze ka jwenn dè milye dola nan dediksyon ki rate.